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It looks like the name of this concept changes once a month. You may have heard it referred to as a perpetual wealth approach, family members banking, or circle of wide range. Whatever name it's called, boundless financial is pitched as a secret method to build riches that just rich individuals know about.

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You, the policyholder, put money into a whole life insurance coverage plan with paying premiums and acquiring paid-up enhancements.

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The entire principle of "banking on yourself" just functions since you can "financial institution" on yourself by taking finances from the policy (the arrow in the graph over going from entire life insurance back to the insurance policy holder). There are 2 different types of fundings the insurer may offer, either straight recognition or non-direct acknowledgment.